Track every benefit
Add cards from a built-in library and see credits, enrollment links, expiration windows, and terms in one place.
Now on the App Store
Harvest the perks you already have.
PerkHarvest tracks monthly, quarterly, and annual credits so you can log usage, set reminders, and see whether a card is earning back its annual fee.
No bank connection. No full card numbers. Manual tracking by design.
Recurring creditsMonthly, quarterly, annual
One-time offersSpend-and-earn tracking
Recovery rateEarn back the annual fee
Built for card-heavy lives
A calmer way to manage credits.
Log partial usage
Record the exact amount used, the date, and a note. PerkHarvest keeps the remaining value visible.
Reminders your way
Choose Light, Standard, or Frequent — or build a custom schedule. Local notifications before credits expire and fees renew.
See your recovery rate
Analytics shows recovered value, remaining credits, and how much of each annual fee you have earned back.
Track offers
Log one-time offers like “spend $200, earn $100” and count the reward toward your recovered value.
Combined & duplicate credits
Pooled credits such as Uber Cash across cards appear as one balance, and duplicate memberships are flagged.
Log with Siri
Say “Log $15 to Uber Cash” or ask what’s expiring soon — hands-free, without opening the app. (Pro)
Privacy-first
No bank login required.
PerkHarvest is a manual benefit tracker. It does not connect to financial institutions, read transactions, store CVV, or require a full card number.
Card nicknames and optional last four digits
Benefit usage entries you manually add
Reminder preferences and push tokens
Available on iOS
Keep more value on the table for yourself.
Download PerkHarvest free on the App Store and start tracking your card perks in minutes.