Track every benefit
Add cards from a built-in library and see credits, enrollment links, expiration windows, and terms in one place.
Now on the App Store
Harvest the perks you already have.
PerkHarvest tracks monthly, quarterly, and annual credits so you can log usage, set reminders, and see whether a card is earning back its annual fee.
No bank connection. No full card numbers. Manual tracking by design.
Recurring creditsMonthly, quarterly, annual
One-time offersSpend-and-earn tracking
Recovery rateEarn back the annual fee
Built for card-heavy lives
A calmer way to manage credits.
Reminders your way
Light, Standard, Frequent, or a custom schedule — local notifications before credits expire and fees renew.
See your recovery rate
Analytics shows recovered value, remaining credits, and how much of each annual fee you have earned back.
Track offers
Log one-time offers like “spend $200, earn $100” and count the reward toward your recovered value.
See it in action
23 seconds to see the whole thing.
From tracking a benefit to logging one with Siri — the entire flow, start to finish.
Privacy-first
No bank login required.
PerkHarvest is a manual benefit tracker. It does not connect to financial institutions, read transactions, store CVV, or require a full card number.
No bank syncNo card numbersManual by design
Card nicknamesOptional last four digits only when useful.
Manual usage entriesYou decide what gets logged and when.
Reminder preferencesOnly the settings needed to send alerts.
Available on iOS
Keep more value on the table for yourself.
Download PerkHarvest free on the App Store and start tracking your card perks in minutes.
Start with the cards you already carry.No bank connection required.
Download on the App Store